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Effective as of: 10/05/2022
| Signature Loans | ||
| 24-Month Term Limit | ||
| Grade of Paper | Score | Rate |
| A | 700 | 9% |
| B | 699-660 | 13 - 2.0% |
| C | 659-620 | 13 - 4.0% |
| D | 619-581 | 13 - 5.0% Up to maximum 18.0% |
| E | 580-and Below | MAXIMUM 18.0% |
| Collateral Loans | ||
| 24-Month Term Limit | ||
| Grade of Paper | Score | Rate |
| A | 700 | Base Rate |
| B | 699-620 | Base Rate 1.0% |
| C | 619-550 | Base Rate 2.0% |
| D | 549-500 | Base Rate 3.0% |
| E | 499-and Below | Base Rate 5.0% |
| This is Not a credit scoring system but rather, a procedure to determine the pricing of loans for persons with different credit ratings. | ||
This credit union is federally insured by the National Credit Union Administration. Rates are current as of April 2020 unless otherwise noted and are subject to change.
APY = Annual Percentage Yield
APR = Annual Percentage Rate
Friona Texas Federal Credit Union
Routing #311382093
